Dear Reader,

This week was glorious.

My oldest daughter came to visit our new home with her three young children — ages 4, 2½, and 9 months.

Naturally, we decided to do something ambitious.

We attempted to hike up the famous “Y” mountain above Brigham Young University.

The “Y” is enormous — 380 feet high and 130 feet wide, covering more than 32,000 square feet. It’s one of the largest school emblems of its kind in the United States.

We started the hike feeling confident and optimistic.

My two daughters were both carrying children.
I was not.

There are ten turns or markers along the trail, and by stop number four the full family had officially voted to turn around.

But my son-in-law James is a real outdoorsman, and I knew he wanted to reach the top. So I suggested we keep going while the rest of the family headed back to the car.

My plan was to jog.

We did not jog.

Meanwhile, the two-and-a-half-year-old developed immediate FOMO. She could not stand the idea of her dad reaching the top without her, so she cried until Dad finally carried her most of the way on his shoulders.

Somewhere around turn number seven I started wondering if this had been a very bad idea.

But something interesting happened on that hike.

The signposts made it manageable.

Instead of thinking about the entire mountain, I just kept telling myself:

“If I can make it to the next marker, I’ll be okay.”

And eventually…

We made it.

That’s exactly how we designed our coaching program at Finance MakeOver.

Not one overwhelming mountain.

Instead:

• Clear markers
• Step-by-step progress
• Small wins along the way

And sometimes — just like my granddaughter — you may need someone to carry a little of the weight for a while.

That’s what we love to do for our clients.

We walk with you.
We guide you.
And we help make the climb toward financial clarity feel possible.

One step at a time.

Profitably Yours,