If you’re a passionate entrepreneur with a great service and happy customers, the problem might not be you—it might be your financial systems.💸 It’s time for a Finance MakeOver. We’ll give you the roadmap, tools, and simple strategies to turn your cash-eating business into a lean, green profit machine. Connect with Me.
Why I still believe in small plates for money
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Dear Reader, As you know, we’ve moved to Utah, and lately we’ve been unpacking the garage and closets to get ready for a party this weekend. In the middle of it all, my husband brought me a box from his office and said, “I think this is yours.” Inside were three old, envelope-sized wallets. One was black and sparkly. And instantly, I was taken back about ten years. Back then, I used a full envelope system. I would literally go to the bank, pull out cash, and divide it into envelopes: groceries, gas, clothing, beauty, household—everything. I paid for life in cash. Even saying it now sounds like a lot. Inside those wallets were old coupons, handwritten envelopes, even slips with my account and routing number on them. And it reminded me of something important: Separating money into smaller plates actually works. Somewhere along the way, many business owners start believing this system is only for people who “don’t have enough money.” But that couldn’t be further from the truth. One of my wealthiest friends—Dan—is a Vice President at a bank. He works with clients investing anywhere from $5 million to $100 million. He does very big things with money. And yet… Separate accounts for cars. Small plates. This is exactly the mindset behind Profit First, the framework Michael Michalowicz became famous for—transforming what he calls a “cash-eating monster” into a money-making machine. It’s not about scarcity. That’s why we’re working hard behind the scenes on our February Business Finance Masterclass for Women. We’re teaching women entrepreneurs how to organize their money, understand their numbers, and stop relying on hope or guesswork to make business decisions. If that sounds like something you want to be part of, we’d love to have you. More details coming soon.
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Finance MakeOver
If you’re a passionate entrepreneur with a great service and happy customers, the problem might not be you—it might be your financial systems.💸 It’s time for a Finance MakeOver. We’ll give you the roadmap, tools, and simple strategies to turn your cash-eating business into a lean, green profit machine. Connect with Me.
Dear Reader, Several years ago we were in Hurricane, Utah, spending time with our cousins. My husband, my two daughters, and I went ATV-ing with our favorite cousins. If you’ve never been to that part of Utah, everything is red.Red dirt. Red sand. Red rocks. I made one critical mistake:I wore a cute shirt I actually liked. That shirt is now permanently stained red. Lesson learned — don’t wear nice clothes when you’re riding ATVs in southern Utah. After the ride, we parked the ATVs in the...
Dear Reader, When I was growing up, church activities were our entertainment — especially in middle school and high school. And the big event every weekend was a dance. I grew up in Southern California, in Riverside. My dad was a professor at UCR, so we went wherever the dances were happening — Riverside, Costa Mesa, Corona, Irvine — whatever church gym was hosting that week. Now here’s the funny part. My background was ballet. Serious ballet.Nutcracker every year. Pointe shoes.Three to five...
Dear Reader, January always puts compliance top of mind for me. Especially if you run a business in states like California, New York, Illinois, or Oregon—places where employment rules, benefits requirements, and reporting laws change often. If you don’t have a system to track those changes, you’re left hoping nothing slips through the cracks. Years ago, when I owned a large music school in Orange County, I got an email from Gusto that stopped me in my tracks. It said something like:“Hey — a...